Recently, there has been some thoughts that maybe now is the time to slow down on debt repayment and focus on building up your emergency savings. While it is true that an emergency fund is a good idea, is now really the time to be saving up more instead of paying down high interest credit card debt?>>> [Read More]
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I love the autumn holidays. Thanksgiving and Halloween (respectively) are my favorite holidays. Because I love autumn and its holidays so much, many people think it strange that I advocate getting ready for Christmas so early in the autumn. I’m not saying, though, that now is the time to put up your Christmas decorations — far from it. But I do say that now is a good time to get your holiday budget in order.>>> [Read More]
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