As we continue looking at the best rates around the country, we here at Peak Personal Finance are today looking towards Utah to see what the best home mortgage rates are right now. Starting with the capital.

Salt Lake City is the capital and largest city of Utah. Best home loans in Utah are provided by a number of companies and financial institutions. All major banks have an extensive network of branches in Salt Lake City and they offer some of the best home mortgage rates.

The best home mortgage rates in Utah for a loan amount of $165,000 and 20% down payment are as follows. These rates are valid for a 30-year fixed rate mortgage. UtahLoweRate is offering an APR of 4.941% and a mortgage rate of 4.750%. The APR fees are estimated at $495 with an estimated monthly payment of $861.

Customers can find best mortgage interest rates from EverBank at an APR of 5.115% and mortgage rate of 4.990%. Fees in APR are $1,240 with an estimated monthly payment of $885. Flagstar Direct offers an APR of 5.421% and mortgage rate of 5.174%. Fees in APR are $1,200 and an estimated monthly payment of $903.

In the 15-year fixed loan category with a loan amount of $165,000 and 20% down payment, best mortgage rates in Utah are again offered by EverBank. They offer an APR of 4.461% and mortgage rate of 4.250%. Fees in APR are $670 and estimated monthly payment of $1,241.

KeyBank offers an APY of 4.871% with a mortgage rate of 4.750%. They charge $901 in APR fees and an estimated monthly payment of $1,283. Flagstar Direct offers a slightly higher APR of 4.918% with a mortgage rate of 4.665%. Fees in APR are $1,200 and an estimated monthly payment of $1,275.