Today, we here at Peak Personal Finance are having a look at the home mortgage rates happening locally in Washington.

Best home loans in Washington are available for different categories and terms of loans. Two of the more popular options are 15 and 30 year fixed term loans. Following are the calculations for a base loan amount of $160,000 and a down payment of 20%.

For 15-year fixed loan term, best home mortgage rates are offered by The Money Store at an APR of 4.399% and a monthly rate of $1,204. Fees in APR are calculated at $1,595. American Interbanc Mortgage LLC offers an APR of 4.418% with a monthly payment rate of $1,204. Fees in APR are $999. EverBank is offering an APR of 4.423% while the monthly payment remains the same at $1,204. Fees in APR are $647.

For a 30-year fixed term loan with a loan amount of $160,000 and down payment of 20%, best home mortgage rates in Washington are offered by Home Savings at an APR of 4.750%. Estimated monthly payment is $811 and fees in APR are $1,395. Pacific Finance Group LLC offers an APR of 4.754% and monthly fees of $811. Fees in APR are calculated at $1,950. AimLoan.com offers an APR of 4.773% and a monthly payment of $811. Fees in APR are currently estimated at $1,995.

American Interbanc Mortgage LLC offers an APR of 4.844% with an estimated monthly payment of $823. Fees in APR are estimated at $999. Mortgage Capital Associates offer an APR of 4.890% and an estimated monthly payment of $835. Fees in APR are currently estimated at $950.