Going up to Alaska, we here at Peak Personal Finance are going to show our friends up there what the best home loans in Alaska are and where to find them.  This is part of our series of state-by-state best home mortgage rates analysis.

For this look at the best mortgage rates in Alaska, we’re assuming a $100,000 loan with a 5% down payment and the ability of the debtor to pay fees.  These rates also assume a credit score of at least 700 and that the home is a single family property and primary residence.

For a 30-year fixed loan, the best home mortgage rates in Alaska are at Key Bank with a 5.927% annual percentage rate (APR), no points, $1,900 in fees, and a 45 day lock in.  The estimated payments would be about $584 per month on this loan.

For a 30-year FHA fixed loan, the best home loans in Alaska are at AimLoan.com with a 5.683% APR, no points, $1,995 in fees, and a 60 day lock in.  Monthly payments would be about $568 per month on this loan.

Another 30-year FHA worth looking at is the fixed rate at Quicken Loans with a 5.843% APR, no points, $3,685 in fees, a 45-day lock in, and $568 in monthly payments (estimated).  This one would be available for those with a credit score of 660 or better.

Your individual circumstance would vary and you may find a better deal or may not qualify for what’s shown here.  These are for estimation only.  Talk to your financial advisor before making a solid decision on your best home mortgage rates.