Looking for the best home mortgage rates is important, especially with the economic climate we’ve got today.  Mortgages, by nature, are very regional so we here at Peak Personal Finance have been looking at local rates to find you the best mortgage interest rates near where you live or want to live.

Today, we’re looking at the best home loans in Connecticut.  These assume a reasonably-priced home, a credit score of at least 700 FICO, up to 20% down in either/or cash or equity, and cash on hand to cover any fees associated (listed by point value here).  Loans are ranked by annual percentage rate (APR) in each loan type category.

For a 30-year fixed rate mortgage, the best APR is to be found at American Interbanc Mortgage with a 4.853% and 2 points given.  AimLoan is right behind at 4.894 with 1.852 points given.  Integrity Home Loan has a 5.029% APR offer with only 1 point.

For the best home mortgage rates in Connecticut on a 15-year fixed, are again at the American Interbanc Mortgage Co at 4.529% APR with 1.25 points given.  The Money Store may be a better deal for some at 4.549% APR but only 1 point even.  Finally, a fixed-fee of $1,883 might be better for some from Integrity Home Loan with a 4.573% APR.

Some looking for the best mortgage rates in Connecticut might find an adjustable rate mortgage (ARM) better suits them.  There are some 5/1 ARM offers that are worth considering with best mortgage interest rates at Integrity Home Loan at 3.517% and fixed fees of $1,883.  AimLoan has slightly higher fees at 1.208 points and 3.816% APR, but with lower credit score requirements to get the loan (680+).

The best home mortgage rates are nearly always local.  Hopefully some of these give you an idea of what is available for best home loans in Connecticut.  Of course, your situation will be varied from our example here so what you find may be better than those shown here.  These are illustrative only to show you what’s available now.