Now we’re looking at the best home mortgage interest rates in Indiana as our quest to check the latest and best mortgage interest rates commences here at Peak Personal Finance.

As before, we’ll be making assumptions: credit score of 700+ (FICO), loan amount commensurate with local home values (no Jumbo loans), up to 20% in equity and/or down payment, and cash to cover all fees. Loans will be listed by term and ranked by annual percentage rate (APR). Other information like points and lock-in times will be included as well.

30 Year Fixed Best Home Loans in Indiana
Centier Bank has a 5.405% APR with 1 point and a fixed fee of $550. 60 days to lock it in are also offered.

Quicken Loans has a 5.486% APR with 1.625 in points and $1,600 in fixed fees with a 45-day lock in. To reduce the points to zero requires a 5.867% APR and higher fees.

Harris N.A. offers a 5.534% APR with no points and fees based on 0.04% of loan value. A sixty day lock in window is also offered.

Fifth Third Bank has 5.917% APR offers with no points and $750 in fixed fees as well as a 30-day lock in time.

15 Year Fixed Best Home Mortgage Rates in Indiana
Centier Bank has a 4.800% APR with no points and $550 in fixed fees on an amazing offer that includes a 60-day lock in rate.

Harris N.A. offers a 4.806% APR with no points and that 0.04% fee structure. A sixty day lock-in is offered as well.

Quicken Loans has a 4.935% APR with 1.875 in points and $1,600 in fees. To zero the points requires a 5.274% APR, but the fees remain the same. Both have a 45-day lock in period.

5/1 Adjustable Rate Mortgage
The only offer here is a 3.751% APR from Harris N.A. with no points and their fees based on 0.04% of loan value. This can be locked in for sixty days.

All banks listed are FHA approved. Your situation will likely vary, so these offers are guidelines and not set in stone. Your financial adviser or loan broker can give you a better idea of your exact situation.