Now it’s time for our search here at Peak Personal Finance to go to Maine and find the best home loans in Maine for you.

These numbers assume a credit score of at least 700, a loan on par with normal area values, a down payment and/or equity of up to 20%, and cash on hand to pay any fees required. Some fees are in terms of points, which ad to the mortgage and some are fixed. Rates are ranked by annual percentage rate (APR).

30 Year Fixed Rate Best Home Mortgage Rates in Maine
This popular term has AimLoan with a 4.759% APR (4.5% interest) with 1.765 in points and $1,995 in fees. A 30-day lock in is offered.

Absolute Mortgage Company has a 4.928% APR (4.875% interest) with $999 in fixed fees and a 33-day lock in period.

The Money Store has virtually the same offer at 4.944% APR (4.875% interest) with $1,295 in fees and a 39-day lock in period.

15 Year Fixed Rate Best Mortgage Rates in Maine
Absolute Mortgage Company has a 4.415% APR (4.375% interest) loan with no points and fees of only $444 with a 33-day lock in period.

AimLoan has a 4.557% APR (4.375% interest) loan with no points and $1,995 in fixed fees and a thirty day lock in period.

CapWest Mortgage has a 4.568% APR (4.5% interest) loan with no points and $749 in fixed fes and a 30-day lock in period.

5/1 Adjustable Rate Mortgage (ARM) Best Home Loans in Maine
AimLoan here has a 3.622% APR (3.25% interest) with a 1.373 in points and $1,995 in fees with a 30 day lock in period. To reduce that to zero points, the APR rises to 3.732% (3.875% interest).

Absolute Mortgage Company has a 3.732% APR (3.875% interest) with no points and $1,999 in fees with 33 days lock in.

CapWest Mortgage has a 3.778% APR (4.625% interest) offer with no points with $749 in fees and a 30-day lock in.

Your situation will vary. Talk to a financial adviser and a mortgage broker to find the best offer for your situation and needs.