As we continue our look at home mortgage rates around the nation to get a local feel for what’s available right now, we here at Peak Personal Finance are turning to Mississippi. We’re looking at the best home loans in Mississippi and are bringing that information to you, right now.

These rates assume maximum credit worthiness (700+ FICO), a loan commensurate with average prices in the area, 20% down in cash or equity, and cash on hand to pay any fees. Of course, these are likely to be guidelines and your situation will dictate different terms.

30 Year Fixed Best Home Mortgage Rates in Mississippi
For this term, the best mortgage rates in Mississippi are at AimLoan with a 4.50% interest (4.732% APR) and a $1,995 fixed fee with 1.669 points given. A 30-day lock in is available.

Hancock Bank offers a 4.875% interest (4.963% APR) rate with no points and fees at about 2.4% of the loan. A 30-day lock in is available.

Quicken has an 4.875% interest offer as well (5.102% APR) with 1.75 points given and a fixed $1,600 fee. This can be locked in for 45 days.

15 Year Fixed Rate Best Home Mortgage Rates
For this term, the best mortgage interest rates are at AimLoan with a 4.125% interest (4.463% APR) with fixed fees of $1,995 and 1.251 points given. This can be locked in for 30 days.

Quicken Loans has a 4.25% interest (4.598% APR) offer with 1.5 points given and a $1,600 fixed fee which can be locked in for 45 days.

Both of these are some of the most popular loan types in Mississippi. The best home mortgage rates in Mississippi won’t last long, so get into a financial adviser today to find out how these can help you reach your goals of home ownership.