Traveling the nation, we here at Peak Personal Finance are continuing our look for great, local mortgage rates. Today, we’re looking for the best home loans in Montana.

Of course, these rates are the best available and may not reflect your situation or needs. They are a guideline only. These rates assume a credit score over 700 (FICO), up to 20% down in cash or equity, cash on hand for fees, and a purchase price commensurate with local values.

30 Year Fixed Best Home Mortgage Rates in Montana
AimLoan has a 4.5% interest (4.751% APR) offer with 1.669 points, $1,995 in fees, and a 30 day lock in.

Summit Mortgage has a 4.5% interest as well (4.769% APR) with 1/1 points (discovery/origin) and fees based on percentage of loan (about 1.1%). This can be locked in for 30 days. To knock the points down, a 4.75% interest offer with 0.768 points is available.

Stockman Bank of Montana has a 4.75% interest offer (4.858% APR) with 1 origin point and very low fees ($300-$800 on most loans) as well as a 30-day lock in period.

15 Year Fixed Best Mortgage Rates in Montana
For this popular term, rates at AimLoan are 4.125% interest (4.496% APR) with 1.251 points and $1,995 in fees. A 30-day lock in is available.

A lower APR is available at Stockman Bank of Montana with 4.25% interest and 4.435% APR with 1 point and fees based on loan amount (usually $300-$800). A 30-day lock in is offered as well.

Summit Mortgage has the same 4.25% interest rate, but at 4.558% APR and 1.56 points with an $800 fee. This can be locked in for thirty days.

Once again, these loans are not typical, but they are a good guideline to get you started towards a mortgage. Your financial adviser will help you find the best home mortgage rates for your situation.