Today, we here at Peak Personal Finance are going to look closely at the mortgage rates offered right now for the best home loans in New Hampshire.

For this look, we are assuming a credit score of 700 or better (FICO), a loan size commensurate with local values, and a down payment of at least 20% in equity or cash. Cash on hand for fees is also assumed.

30-Year Fixed Rate Best Home Mortgage Rates in New Hampshire
AimLoan offers a 4.5% (4.767% APR) with 1.845 points and $1,995 in fixed fees with a 30-day lock in rate. Removing those points ups the rate to 4.875% (4.981% APR).

Mortgage Financial Services offers their best home mortgage rates at 4.875% (5.096% APR) with 2 points and fees based on percentage (usually less than 1%).

Quicken Loans offers a 4.99% (5.257% APR) with 2 points and $1,600 in fees and a 45-day lock in.

15-Year Best Mortgage Rates in New Hampshire
AimLoan offers a 4.125% (4.604% APR) with 1.955 points, $1,995 in fixed fees and 30 days to lock it in. Eliminating those points raises the rate to 4.375% (4.557% APR).

Quicken offers a 4.25% interest with 1.875 points (4.682% APR) with $1,600 in fixed fees and a 45-day lock in.

Bank of America has a 4.25% interest as wel (4.682% APR) with a $1,400 fee and a 30-day lock in with 2 points.

Acquire Mortgage & Finance offers a 4.375% (4.659% APR) with 1 point and $1,450 in fees. This loan is available to scores as low as 680 FICO.

5/1 ARM Best Mortgage Interest Rates
If an adjustable rate mortgage is right for you, best home loans in New Hampshire may be at AimLoan with 3.0% (3.559% APR) interest with 1.686 points and $1,995 in fees.

All banks listed are equal housing opportunity lenders.