We’re going state-by-state looking at the best home mortgage rates available right now here at Peak Personal Finance. Now we’re looking at what the best home loans in North Dakota are to show you how things are doing there.

For our look, we’re assuming a credit score of 700+ (FICO), a loan commensurate with local values, up to 20% down in cash and/or equity, cash on hand for fees, and that this will be the primary residence of the buyer.

30-Year Fixed Rate Best Home Mortgage Rates in North Dakota
AimLoan has a 4.375% interest (4.636% APR) offer with 1.803 in points, $1,995 in fees and a 30-day lock in period. Removing those points ups the rate to 4.75% (4.856% APR).

Quicken has a 4.99% interest (5.245% APR) with 1.875 in points, $1,600 in fees, and 45 days to lock it in. Removing those points requires a 5.375% interest (5.476% APR) and a higher down payment (based on the loan amount).

Ditech has a 5.25% interest (5.45% APR) with 1.8 points and $669 in fees on a 60-day lock in.

15 Year Best Mortgage Rates in North Dakota
In this term, AimLoan has a 4.00% (4.427% APR) interest rate with 1.625 points and $1,995 in down payments on a 30-day lock in. Reducing those points to zero requires a 4.25% interest (4.431% APR) with $1,995 in fees.

Quicken Loans has a 4.25% interest (4.662% APR) with 1.75 in points, $1,600 in fees, and a 45-day lock in period. Dropping those points to zero requires a 4.625% interest (4.839% APR) and higher fees.

All banks listed are equal housing opportunity lenders. These rates may not apply to your situation, so be sure to talk to your financial adviser before you commit. These best mortgage interest rates can change at any time.