We here at Peak Personal Finance are looking now at the best home loans in Oklahoma. A home is the biggest single investment most people make and getting the best home mortgage rates is important to sound finances. Even in today’s market, getting the best mortgage interest rates are paramount to lifelong savings.

For this look, we’re assuming good credit (700+ FICO), 20% down in cash or equity, cash on hand for fees, and a loan amount commensurate with local values. We’ll give any extra information needed, including points.

30 Year Fixed Best Home Loans in Oklahoma
Right now, the best home mortgage rates in Oklahoma are at Amerisave Mortgage with 4.75% interest (4.918% APR) with 1.908 points, no fees, and a thirty day lock in. Cutting those points out raises the rate to 5.25%.

Midwest Mortgage Capital has a 4.875% interest (4.934% APR) with 0 points, $1,115 in fees, and a thirty day lock in rate.

Bank of Oklahoma has a 4.875% interest (4.957% APR) with $719 in fees, 0.05 points and a sixty day lock in period.

15 Year Fixed Best Mortgage Rates in Oklahoma
For this term, Amerisave Mortgage has a 4.125% interest (4.369% APR) with 1.626 points, no fees, and a thirty day lock in period. Dropping those points raises the rate to 4.5%.

Midwest Mortgage Capital has a 4.25% interest (4.351% APR) with no points, $1,115 in fees, and a thirty day lock in period.

Bank of America has a 4.25% interest (4.528% APR) with 1 point, $1,400 in fees, and a thirty day lock in period.

All banks listed are FDIC insured and are equal housing lenders. Talk to your financial adviser before making a loan decision. Your situation may vary, so these best home loans in Oklahoma are guidelines and should not be considered final.