We’re continuing our look at local rates for mortgages here at Peak Personal Finance. Looking for the best home loans in Pennsylvania? In Pittsburgh, the best home mortgage rates are available for a term of 30 year and 15 year fixed term and gives you the opportunity to get the price that you require.

For these numbers, we’re assuming 20% down in equity or cash, a credit score of at least 700, and cash on hand for fees and other costs. Your situation will likely vary, but these will be a good guide.

For a 30 year fixed term, Mortgage Capital Associates offer the best home mortgage rates in Pennsylvania for a huge clientele with an established payment of $836 for a rate of 4.50%, an APR of 4.724% and a fee in APR of $950 as well as an APR of 4.762% for a rate of 4.625% and an APR fee of $950 for an established payment of $848.

Whereas for the same term that is 30 years fixed, you can avail the best mortgage interest rates by Flagstar Direct who offer an APR of 4.864% with a $1200 fee for an established payment of $848 at the rate of 4.625%.

These home loans are only for long periods, but you can also avail the best mortgage rates in Pennsylvania for a term of 15 years fixed. For that matter Flagstar direct offers an APR of 4.361% at a rate of 4% with a payment and an APR fee of $1220 whereas Mortgage Capital Associate offer an APR of 4.541% at a rate of 4.125% an APR fee of $950 and an initial payment of $1231. Their APR for a payment of $1241 is 4.487% with a $950 fee at a rate of 4.250%.