Time to go to the Lone Star State and look at what mortgages are doing there. In our continued quest to walk the nation finding you the best mortgage rates, we here at Peak Personal Finance are starting today’s journey in Dallas and branching out through TX to find the best mortgage interest rates.
Dallas is the hub of economic and financial activity in Texas and only lags behind Houston when it comes to Gross Domestic Product. Best home loans in Texas are available under varied rates as every company offers a different rate and mortgage rate.
The best home mortgage rates for a loan amount of $165,000 and 20% down payment are as follows. Gold Star Financial is offering an APR of 4.386% and a mortgage rate of 4.125%. The APR fees are estimated at $1,220 with an estimated monthly payment of $1,231.
Customers can find best home mortgage rates in Texas from the Bank of America at an APR of 4.415% and mortgage rate of 4.250%. Fees in APR are $1,400 with an estimated monthly payment of $1,241. Flagstar Direct offers an APY of 4.735% and mortgage rate of 4.625%. Fees in APR are $1,200 and an estimated monthly payment of $1,273.
In the 30-year fixed loan category with a loan amount of $165,000 and 20% down payment, best mortgage interest rates are offered by Quicken Loans. They offer an APR of 5.476% and mortgage rate of 5.375%. Fees in APR are $1,844 and estimated monthly payment of $924.
Bank of America offers an APY of 5.153% with a mortgage rate of 5.000%. They charge $1,400 in APR fees and an estimated monthly payment of $886. Flagstar Direct offers a slightly higher APR of 5.441% with a mortgage rate of 5.375%. Fees in APR are $1,200 and an estimated monthly payment of $911.
