You’ve done a great job here outlining the issue surrounding typical variable annuities, and the fees that can ruin otherwise great returns that investors may be able to earn.

At Jefferson National, we’ve made it our mission to help Americans save more for retirement by launching Monument Advisor, the first variable annuity with a Flat-Insurance Fee and a supermarket of more than 200 tax-deferred funds.

Variable annuities are an excellent source of more tax-deferred savings. The controversy with VAs has always been cost, complexity and limited investment choices. Our Flat-Insurance VA goes right to the core by cutting costs and commissions to help investors accumulate more, and arming them with 5x more fund choices to navigate today’s volatile markets.

It is estimated that variable annuity owners are paying more than $14 billion dollars each year in excess insurance fees alone. Many of your readers may be paying more than they should. We encourage them to take our challenge at , comparing their current VA against our Flat-Insurance Fee VA to see how much they can save and how much more their savings will grow. Our site also allows them to learn from industry experts and their peers, read success stories, and access a range of resources that can help them to maximize their retirement savings.

We often write articles on important financial topics, such as maximizing tax deferral and increasing tax efficiencies by using a Flat-Insurance Fee VA. If you believe these articles will be of value to your readers, we will send them to you for posting on your blog.

I thank you for your time and look forward to having an ongoing dialogue. If you have any questions, or if you would like to speak with or one of the many clients who are saving more by making the move to our Flat-Insurance Fee VA, please don’t hesitate to contact me at

Best Regards,

Dan Sommer
Jefferson National
212-699-6401