It’s true that not all credit card rewards programs are as good as advertised. However, that doesn’t meant that you should avoid them altogether. Indeed, there are some credit card reward programs that are worth it. And, if you have good credit, you can get access to the best deals out there.>>> [Read More]
Category Archives: Credit and Debt
Why Store Credit Cards Are a Bad Idea
Your favorite department store offers its own credit card. This, you think, is a great opportunity. After all, by using your favorite store’s credit card, you can earn bonus points that you can redeem for merchandise and discounts at the retailer.>>> [Read More]
Balance Transfers – the Pros and Cons
After the Christmas spending spree, January is typically the time when people step back and try to take stock, and make sense, of the money they have spent over the holiday season. And, if you’ve made a number of purchases on credit cards then January is the month to start worrying about how much those presents are going to cost you in interest payments!>>> [Read More]
5 Reasons Why You Should Not Max Out Your Credit Card
Credit cards are an inevitable part of life no matter how much you try to shake them off. It can be a savior or a demolisher depending on the way it is used. Most individuals discourage the use of credit cards due the fear of getting into debts. However credit cards are just the instruments, not the reason behind a debt crisis. The improper utilization of credit card is the key factor leading to your financial crisis. The end result of which can be either to opt for debt settlement or bankruptcy. The important fact that is often missed out is that the card has a limit. You get into problems of debts and penalties only when you max out your credit card.>>> [Read More]
