Category Archives: Savings

Is Now the Time to Ask for a Raise?

Now might be just the time to ask for a raise. If you think that you should be paid more, you can get a little bump in salary, just for asking. But you have to ask right. If you don’t pay attention to what’s going on around you, and if you aren’t already showing that you are valuable enough to warrant a raise, you will be shut down. Here some things to keep in mind as you ask for a raise:>>> [Read More]

Read the full article »

Do I REALLY Need a Better Phone?

One of the things I did quite a bit at the Financial Blogger Conference this weekend was “show off” my Tracfone flip phone. It was probably more of a function of my deep-down jealousy. Because, let’s be honest, when you go to a blogger conference you see a lot of fancy smart phones — even frugality bloggers have much fancier phones than I do, and I’m not a penny pincher by any stretch. I tend to walk away from these conferences thinking that I need a smart phone.>>> [Read More]

Read the full article »

Can You Say No to Spending Money?

One of the hardest things to do sometimes is to say no. Indeed, saying no, whether you are talking to a friend or family member, or buying something, can be hard. However, if you are serious about saving money and achieving financial freedom, it is vital that you learn to say no to spending money. Does this mean that you can’t have any fun spending your money? Of course not. But it helps to be a little choosier about your spending. Here are some ways that you can improve your financial freedom by saying no to spending:>>> [Read More]

Read the full article »

Is Your Money Working for You — Or Are You Working for Your Money?

At some point, you need to take a step back, and figure out whether your money is working for you, or whether you are working mostly for your money. In truth, most of us have to do some work in order to earn money. But, are you doing a great deal of work for your money, or is your money at least doing some work for you? Take a look at your finances, and how you are using your money to figure out what you can do to get your money to do a little more work for you.>>> [Read More]

Read the full article »