Category Archives: Savings

5 Things You Should Understand About Social Security

There has been a great deal of talk and speculation about the Social Security program lately — and for good reason. Social Security is projected to be insolvent relatively soon, and it does not help that government accounting practices are constantly “borrowing” from Social Security. As a result of some of the tricky math going on, we may not even have until 2037 before the system goes bust.>>> [Read More]

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5 Tips for Shopping Back to School Sales

Back to school time has arrived, and that means that you are likely looking for back to school sales. Even though the recession is technically over, many people are still feeling the pinch — and there are fears of a double dip recession. As a result, it is important to make sure your back to school dollar goes as far as possible.>>> [Read More]

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What to Look for in Disability Insurance

About three years ago, when we bought our home, it occurred to me that we were putting ourselves at a bit at risk. I am the primary breadwinner, and we hadn’t made provisions for what could happen if I could no longer work. Buying the house really made me think about whether or not my family was truly protected. We had add a bigger term life insurance policy to reflect the obligation of owning a home, but life insurance wouldn’t help if something happened to my hands or arms and I could no longer type.>>> [Read More]

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Save More: Looking for Places to Cut Back

If you are trying to save more money, you will need to look for places to cut back. Spending cuts don’t usually just present themselves. This is because we are often in the habit of spending money on certain things, and don’t really think about these purchases that we make regularly. Because of this, it becomes necessary to look for places to cut back.>>> [Read More]

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