Recently, there has been some thoughts that maybe now is the time to slow down on debt repayment and focus on building up your emergency savings. While it is true that an emergency fund is a good idea, is now really the time to be saving up more instead of paying down high interest credit card debt?>>> [Read More]
Category Archives: Savings
It’s Almost October: Time to Get Ready for Christmas
I love the autumn holidays. Thanksgiving and Halloween (respectively) are my favorite holidays. Because I love autumn and its holidays so much, many people think it strange that I advocate getting ready for Christmas so early in the autumn. I’m not saying, though, that now is the time to put up your Christmas decorations — far from it. But I do say that now is a good time to get your holiday budget in order.>>> [Read More]
Do You Really Want a Business Degree?
I remember when getting a business degree was all the rage. Accounting, business administration, and marketing were all the rate. The idea was that you could get your bachelor’s degree and start out making more than $50,000 a year. However, the financial crisis and recession have changed the game for business degrees. The unemployment lines are full of people with business-related degrees. It even feels like out of work MBAs are a dime a dozen.>>> [Read More]
Women: Do You Have a Good Financial Education?
One of the more interesting trends, from my point of view as a woman, is the interest that more women are taking in finances these days. However, in light of a recent I read about on Yahoo! Finance, I’m not sure they’re taking the right interest in finances. At the risk of generalizing, I’ve noticed in my (limited) experience that women are mainly interested in frugality and couponing — how to stretch the household budget each month. This isn’t a bad thing, but monthly budgeting isn’t the whole of a well-rounded financial education, either. (Clearly, men need a good financial education as well, but traditionally men are more likely to be confident in money matters than women are.)>>> [Read More]
