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	<title>Comments on: Choosing a Certificate of Deposit</title>
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		<title>By: Len Penzo</title>
		<link>http://www.peakpersonalfinance.com/choosing-a-certificate-of-deposit/comment-page-1/#comment-1284</link>
		<dc:creator>Len Penzo</dc:creator>
		<pubDate>Thu, 22 Apr 2010 00:17:33 +0000</pubDate>
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		<description>Nice article, Miranda!  I think you pretty much covered it.  :-)

 I will say I think it is important to ladder CDs regardless of whether the CDs are used as part of an emergency fund or not, to smooth out the impacts of interest rate fluctuations.

All the best,

Len
Len Penzo dot Com
.-= Len Penzo´s last blog ..Buying Prescription Glasses Online: Debunking The Four Biggest Fears =-.</description>
		<content:encoded><![CDATA[<p>Nice article, Miranda!  I think you pretty much covered it.  <img src='http://www.peakpersonalfinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
<p> I will say I think it is important to ladder CDs regardless of whether the CDs are used as part of an emergency fund or not, to smooth out the impacts of interest rate fluctuations.</p>
<p>All the best,</p>
<p>Len<br />
Len Penzo dot Com<br />
.-= Len Penzo´s last blog ..Buying Prescription Glasses Online: Debunking The Four Biggest Fears =-.</p>
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		<title>By: Craig Ford</title>
		<link>http://www.peakpersonalfinance.com/choosing-a-certificate-of-deposit/comment-page-1/#comment-1280</link>
		<dc:creator>Craig Ford</dc:creator>
		<pubDate>Tue, 20 Apr 2010 10:30:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=814#comment-1280</guid>
		<description>One option when looking at CDs is consider buying an international CD.  Interest rates, for example, are much higher in Australia.  However, then you do have the added risk of currency exchange.  Just something to consider.
.-= Craig Ford´s last blog ..Please Put Down the Pitch Fork &#124; Exploring Credit Card Fanaticism =-.</description>
		<content:encoded><![CDATA[<p>One option when looking at CDs is consider buying an international CD.  Interest rates, for example, are much higher in Australia.  However, then you do have the added risk of currency exchange.  Just something to consider.<br />
.-= Craig Ford´s last blog ..Please Put Down the Pitch Fork | Exploring Credit Card Fanaticism =-.</p>
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