One of the best ways to gain fixed interest is through a certificate of deposit account. So we here at Peak Personal Finance like to look at the latest offerings from banks around the country to show you how you can take advantage of these instruments.

Intervest Bank offers a number of savings account but its CD accounts remain popular with investors. CD accounts ensure higher interest rates and complete security of investment. Following is a compilation of Intervest cd rates as of April 5, 2010.

Ten year CDs ensure the highest Intervest Bank CD rates. A 10-year CD at the bank will return an APY of 2.85%. The lowest possible duration of a CD at Intervest Bank is that of six months where a CD returns an APY of 0.80%.

Other invest certificate of deposit rates include 1.40% APY for one year CD. An 18-month CD returns an APY of 1.55%. A 2-year CD returns an APY of 1.80% at the bank.

Bank CD rates for a 30-month CD are 2.05% whereas a three year CD will return an APY of 2.20%. A 4-year CD at the bank offers an APY of 2.50% and a five year CD will return an APY of 2.75%.

The best CD rates at Intervest bank start for investments with durations of five years and more. A six year CD at the bank offers an APY of 2.76% and a seven year CD returns an APY of 2.77%. CD rates for eight years of investment are not much better than those of seven years as the bank merely adds a decimal point with final APY of 2.78%. This is the case with nine years of investment as well where the bank offers an APY of 2.79%. Minimum opening balance is $2,500.