While we here at Peak Personal Finance looked at the certificate of deposit offers at Sovereign Bank, we also had a look at what they offer for online banking services. We know that in today’s busy world, electronic banking is important to most of us, so we looked over online banking at Sovereign Bank to report here.

Of course, Sovereign Bank electronic banking has industry-standard, top-notch security for all online and mobile banking customers. This should go without saying for any reputable bank. They also offer the usual account access that should be expected from any good bank: account histories, transactions, balances, money transfers between accounts, etc.

Additionally, Sovereign Bank internet banking has a fairly unique feature that allows you to not only Bill Pay to pay your bills, but set up recurring automatic or even one-time, post-dated payments for bills. So if your power bill is due on Friday and you get paid on Wednesday, you can set up the payment to be made on Friday automatically so you don’t have to remember it.

You can also review canceled checks and request stop payments on checks through their website easily. This is a great feature for Sovereign online banking that you won’t find at every bank and something that can be convenient, especially for business customers.

Mobile banking is good, though some Sovereign Bank online banking options are not available to mobile customers, such as canceled check views. If your mobile can access the Web in full, however, you can log in as if you’re on a regular computer and bypass those limits.

Of course, Sovereign Bank is fully FDIC insured.