One of the ways to add a little stability and safety to your investment portfolio is to create a CD ladder that can help you keep your money in an investment that offers safety and relative liquidity. However, that safety and liquidity come with a couple of downsides.The guaranteed returns mean that banks want to ensure that you will keep your money with them, and returns are generally fairly low.>>> [Read More]
Tag Archive: Certificate of deposit
CD Laddering: Basic Cash Savings
Cash earns a very small return as a result of its safety and liquidity. Even a high yield savings account — especially right now with the low rates — is hard pressed to beat inflation. You can earn a little more, though, if you consider CDs.
