Mortgage rates are still near historic lows, and that can mean that you might be able to refinance to a lower rate — and lower your home mortgage payment.
Tag Archive: debt
Teach Your Child About Responsible Credit Use
Chances are that, in spite of any efforts you might make to the contrary, your child is going to be interested in using credit. Credit can be helpful in terms of preparing for the future, and building good personal finance habits, and building a history that can be used to help your child secure good rates for home and auto loans. However, credit, like so many other money tools, can be financially devastating if abused. It is up to you to teach your child sound financial principles, including the wise use of credit. Here are three steps to teaching your child about responsible credit use:>>> [Read More]
New Credit Card Laws Will Give Consumers a Break
It seems a lot of financial bloggers have a fairly self-righteous view of credit card debt — tending to act like anyone who ever rolls over a balance is a lunatic. However, here at Peak Personal Finance we realize that sometimes “life happens” and lots of real people sometimes have to resort to using credit cards to deal with real life issues that come up. Sure, in an ideal financial world you’d live in a tent and save everything that you earned so you could have enough savings for all emergencies, college for all of your kids and enough to retire rich. But for most of us, real life gets in the way sometimes.>>> [Read More]
