About three years ago, when we bought our home, it occurred to me that we were putting ourselves at a bit at risk. I am the primary breadwinner, and we hadn’t made provisions for what could happen if I could no longer work. Buying the house really made me think about whether or not my family was truly protected. We had add a bigger term life insurance policy to reflect the obligation of owning a home, but life insurance wouldn’t help if something happened to my hands or arms and I could no longer type.>>> [Read More]
Tag Archive: Insurance
Does Your Credit Card Cover Rental Car Damage?
It’s been a few years since I’ve actually used a rental car. But the last time I did use a rental car, I paid the extra $15 a day the company was charging for insurance to cover the car if it was damaged. I’ve never damaged a rental car, but I figure that the one time I don’t get insurance, something unexpected will happen. So I’ve always paid for insurance on a rental car. Until now. Next time I rent a car, I am going to save money on my trip by declining the rental company’s insurance.>>> [Read More]
Your Options Under the Health Care Reform Bill
Whatever you think about the health care reform bill, it is important to note that now is the time to consider your options and prepare for the changes — especially if you are going to be one of those who will have to purchase health insurance.
Considering a Health Savings Account
Many people are frustrated by constantly rising insurance premiums. It doesn’t seem to matter whether or not you are in good health, or what sort of plan you choose. Health insurance premiums will rise for anything ranging from “administrative” costs to a preventative care visit to the fact that you just turned 30. As a result, it is little surprise that some are beginning to consider a health savings account as a way to help defray costs related to health care.>>> [Read More]
