TD Bank is the U.S. banking subsidiary of the Canadian-based TD Bank Financial Group, which provides full-service banking services and also insurance products through its TD Bank Insurance group.  Peak Personal Finance decided to take a look at TD Bank mortgage rates to see how their rates compare to the competition.

Though TD Bank offers several types of mortgages, we will focus here on TD mortgage rates for 15 and 30 year fixed conventional mortgages:

The TD Bank 15 Year Fixed Mortgage has an interest rate of 4.875 percent.  This translates to an Annual Percentage Rate (APR) of 4.920 percent.  This rate is available with a 5 percent down payment and does not require the payment of any points.

The TD Bank 30 Year Fixed Mortgage has an interest rate of 5.250 percent.  That rate corresponds to an APR of 5.276 percent.  This rate is also available with a 5 percent down payment and does not require the payment of any points.

So, if you are in the market for a 15 or 30 year conventional fixed mortgage, you may want to take a look at the mortgage rates at TD Bank.  Be sure to check the TD Bank online banking website for the current rates and terms available in your area, as rates can change quickly and vary by region.