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	<title>Comments on: What To Do If You&#8217;re Underwater on Your Mortgage</title>
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	<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/</link>
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		<title>By: Should You Refinance to a Shorter-Term Mortgage?</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-3343</link>
		<dc:creator>Should You Refinance to a Shorter-Term Mortgage?</dc:creator>
		<pubDate>Thu, 20 Oct 2011 14:51:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-3343</guid>
		<description>you have in your home right now. The Home Affordable Refinance Program can help some people with negative equity, but you need to be aware of the reality that, even so, some lenders may not be</description>
		<content:encoded><![CDATA[<p>you have in your home right now. The Home Affordable Refinance Program can help some people with negative equity, but you need to be aware of the reality that, even so, some lenders may not be</p>
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		<title>By: Gmac Refinancing</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-2981</link>
		<dc:creator>Gmac Refinancing</dc:creator>
		<pubDate>Mon, 18 Apr 2011 16:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-2981</guid>
		<description>The best option would be to keep on making payments, do a loan mod if necessary and to keep the lines of communication open with your mortgage lender.</description>
		<content:encoded><![CDATA[<p>The best option would be to keep on making payments, do a loan mod if necessary and to keep the lines of communication open with your mortgage lender.</p>
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		<title>By: Is Home Ownership Still Part of the American Dream?</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-2202</link>
		<dc:creator>Is Home Ownership Still Part of the American Dream?</dc:creator>
		<pubDate>Mon, 30 Aug 2010 13:32:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-2202</guid>
		<description>For years, real estate agents and others have said that your home is an investment. (Personally, I&#8217;ve always thought of it as a purchase; after paying interest, maintenance and other expenses on it for years, it is very difficult to truly come out ahead, even with tax advantages.) However, the CNN Money article points out that home price fell more than 32% between 2006 and 2009. If the recession taught us anything, it&#8217;s that real estate &#8212; especially residential real estate &#8212; does not always appreciate.</description>
		<content:encoded><![CDATA[<p>For years, real estate agents and others have said that your home is an investment. (Personally, I&#8217;ve always thought of it as a purchase; after paying interest, maintenance and other expenses on it for years, it is very difficult to truly come out ahead, even with tax advantages.) However, the CNN Money article points out that home price fell more than 32% between 2006 and 2009. If the recession taught us anything, it&#8217;s that real estate &#8212; especially residential real estate &#8212; does not always appreciate.</p>
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		<title>By: Church Loans</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-2141</link>
		<dc:creator>Church Loans</dc:creator>
		<pubDate>Tue, 10 Aug 2010 15:02:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-2141</guid>
		<description>This an excellent article with a lot of good common sense.  Anyone who is upside down that can continue making payments should definitely do so.  Walking away from a house that you can make payments on would be a great mistake!</description>
		<content:encoded><![CDATA[<p>This an excellent article with a lot of good common sense.  Anyone who is upside down that can continue making payments should definitely do so.  Walking away from a house that you can make payments on would be a great mistake!</p>
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		<title>By: Could Foreclosure Be a Smart Financial Move? &#124; My Credit Blog</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1492</link>
		<dc:creator>Could Foreclosure Be a Smart Financial Move? &#124; My Credit Blog</dc:creator>
		<pubDate>Fri, 11 Jun 2010 07:55:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1492</guid>
		<description>people are finding themselves underwater on their mortgages, and wondering what to do. For those who can still afford the payments, and plan to stay in their</description>
		<content:encoded><![CDATA[<p>people are finding themselves underwater on their mortgages, and wondering what to do. For those who can still afford the payments, and plan to stay in their</p>
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		<title>By: Marthy@Home Equity Loan Comparison</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1491</link>
		<dc:creator>Marthy@Home Equity Loan Comparison</dc:creator>
		<pubDate>Fri, 11 Jun 2010 07:40:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1491</guid>
		<description>Clearly, you have lots of options when your mortgage is underwater. There is no single correct answer for what action you should take when your home’s value exceeds the amount of money you’re paying back on a large home loan. Be sure to take your time and thoroughly research all your options with professionals before making a definite decision.
.-= Marthy@Home Equity Loan Comparison´s last blog ..Finding Your Lowest Home Equity Loan Rate =-.</description>
		<content:encoded><![CDATA[<p>Clearly, you have lots of options when your mortgage is underwater. There is no single correct answer for what action you should take when your home’s value exceeds the amount of money you’re paying back on a large home loan. Be sure to take your time and thoroughly research all your options with professionals before making a definite decision.<br />
.-= Marthy@Home Equity Loan Comparison´s last blog ..Finding Your Lowest Home Equity Loan Rate =-.</p>
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	<item>
		<title>By: Could Foreclosure Be a Smart Financial Move?</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1458</link>
		<dc:creator>Could Foreclosure Be a Smart Financial Move?</dc:creator>
		<pubDate>Mon, 07 Jun 2010 20:11:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1458</guid>
		<description>people are finding themselves underwater on their mortgages, and wondering what to do. For those who can still afford the payments, and plan to stay in their</description>
		<content:encoded><![CDATA[<p>people are finding themselves underwater on their mortgages, and wondering what to do. For those who can still afford the payments, and plan to stay in their</p>
]]></content:encoded>
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		<title>By: commonwealthcaucus.org</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1399</link>
		<dc:creator>commonwealthcaucus.org</dc:creator>
		<pubDate>Wed, 26 May 2010 12:16:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1399</guid>
		<description>Why Refinance a House...

If a house refinancing a home away from home or refinancing, where is the owner of each single. The time is right to refinance a House based on case by case basis. Usually effective resources to fund current mortgage at least one per cent of property l...</description>
		<content:encoded><![CDATA[<p>Why Refinance a House&#8230;</p>
<p>If a house refinancing a home away from home or refinancing, where is the owner of each single. The time is right to refinance a House based on case by case basis. Usually effective resources to fund current mortgage at least one per cent of property l&#8230;</p>
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		<title>By: admin</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1346</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 13 May 2010 20:53:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1346</guid>
		<description>Hi Conrad, thanks so much for including this in your Top 5 Yakezie posts!  I look forward to getting to know you and the other Yakezie folks.</description>
		<content:encoded><![CDATA[<p>Hi Conrad, thanks so much for including this in your Top 5 Yakezie posts!  I look forward to getting to know you and the other Yakezie folks.</p>
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		<title>By: Conrad</title>
		<link>http://www.peakpersonalfinance.com/what-to-do-if-youre-underwater-on-your-mortgage/comment-page-1/#comment-1344</link>
		<dc:creator>Conrad</dc:creator>
		<pubDate>Thu, 13 May 2010 18:38:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=831#comment-1344</guid>
		<description>Great Post!  I just wanted to let you know that I have linked this post to my website as one of the top 5 &#039;Yakezie&#039; posts for the week. It&#039;s a little competition we have going. 

It&#039;s great to promote other websites!
.-= Conrad´s last blog ..Tips on Budgeting – Why Emergency Funds =-.</description>
		<content:encoded><![CDATA[<p>Great Post!  I just wanted to let you know that I have linked this post to my website as one of the top 5 &#8216;Yakezie&#8217; posts for the week. It&#8217;s a little competition we have going. </p>
<p>It&#8217;s great to promote other websites!<br />
.-= Conrad´s last blog ..Tips on Budgeting – Why Emergency Funds =-.</p>
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