As we here at Peak Personal Finance continue looking at regional rates for mortgages around the country, we turn to Missouri to see how things shape up there. The best home loans in Missouri are definitely showing some great offers.

Of course, these rates assume a credit score of at least 700 (FICO) and all of the requirements for a good mortgage such as 20% down in cash or equity, cash on hand for fees, etc. Your situation will likely vary and your specific location and mortgage amount will also change the offers. Talk to a financial adviser before selecting a mortgage.

15 Year Fixed Rate Best Home Mortgage Rates in Missouri
Both Bank of America and Quicken Loans have a 4.25% interest offer right now. Bank of America’s amounts to 4.563% APR with 1.375 points and a $1,400 fixed fee with a thirty day lock in period. Quicken’s amounts to 4.598% APR with $1,600 in fees and a 45-day lock in period.

UMB Bank has a 4.25% interest rat as well with a lower 4.456% APR, no points, and a $1,000 fixed fee with a sixty day lock in period for a great local find.

30 Year Fixed Rate Best Mortgage Rates in Missouri
For this term, UMB Bank comes through again with a 4.875% interest and 4.911% APR with no points and a low $1,000 in fees with 60 days to lock it in.

Quicken offers a 4.875% interest with 5.102% APR, 1.75 points and $1,600 in fees for a 45-day lock on with 1.75 points given.

Bank of America has a 5.0% interest (5.231% APR) with 1.875 in points and $1,400 in fees for a 30-day lock in period.

All of these banks are equal opportunity lenders.