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	<title>Peak Personal Finance &#187; Credit and Debt</title>
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	<link>http://www.peakpersonalfinance.com</link>
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		<title>Do You Have Good Credit? Try These Rewards Credit Cards</title>
		<link>http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/</link>
		<comments>http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 18:20:36 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[british airways credit card]]></category>
		<category><![CDATA[Capital One Venture Rewards]]></category>
		<category><![CDATA[Chase Freedom]]></category>
		<category><![CDATA[Chase Sapphire]]></category>
		<category><![CDATA[credit card reward programs]]></category>
		<category><![CDATA[New Ink Cash Business]]></category>
		<category><![CDATA[southwest airlines credit card]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=2075</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/">Do You Have Good Credit? Try These Rewards Credit Cards</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/">Do You Have Good Credit? Try These Rewards Credit Cards</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/">Do You Have Good Credit? Try These Rewards Credit Cards</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/do-you-have-good-credit-try-these-rewards-credit-cards/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Why Store Credit Cards Are a Bad Idea</title>
		<link>http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/</link>
		<comments>http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/#comments</comments>
		<pubDate>Thu, 27 Jan 2011 04:36:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[capital one venture card]]></category>
		<category><![CDATA[chase ink bold]]></category>
		<category><![CDATA[department store credit cards]]></category>
		<category><![CDATA[store credit cards]]></category>
		<category><![CDATA[store creidt cards]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1975</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/">Why Store Credit Cards Are a Bad Idea</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/">Why Store Credit Cards Are a Bad Idea</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/">Why Store Credit Cards Are a Bad Idea</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/why-store-credit-cards-are-a-bad-idea/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Balance Transfers – the Pros and Cons</title>
		<link>http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/</link>
		<comments>http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/#comments</comments>
		<pubDate>Wed, 19 Jan 2011 06:15:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1964</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/">Balance Transfers – the Pros and Cons</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/">Balance Transfers – the Pros and Cons</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/">Balance Transfers – the Pros and Cons</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/balance-transfers-the-pros-and-cons/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>5 Reasons Why You Should Not Max Out Your Credit Card</title>
		<link>http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/</link>
		<comments>http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 18:55:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[credit card repayment plan]]></category>
		<category><![CDATA[Credit utilization]]></category>
		<category><![CDATA[debt crisis]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[get out of debt]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1873</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/">5 Reasons Why You Should Not Max Out Your Credit Card</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/">5 Reasons Why You Should Not Max Out Your Credit Card</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/">5 Reasons Why You Should Not Max Out Your Credit Card</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/5-reasons-why-you-should-not-max-out-your-credit-card/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When Credit Card Rewards Aren&#8217;t So Rewarding</title>
		<link>http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/</link>
		<comments>http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 14:55:18 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Debit card]]></category>
		<category><![CDATA[Loyalty program]]></category>
		<category><![CDATA[MasterCard]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1869</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/">When Credit Card Rewards Aren&#8217;t So Rewarding</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/">When Credit Card Rewards Aren&#8217;t So Rewarding</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/">When Credit Card Rewards Aren&#8217;t So Rewarding</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/when-credit-card-rewards-arent-so-rewarding/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Is Now Really the Time to Build Up Savings Instead of Paying Down Debt?</title>
		<link>http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/</link>
		<comments>http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 16:29:36 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Interest rate]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1835</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/">Is Now Really the Time to Build Up Savings Instead of Paying Down Debt?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/">Is Now Really the Time to Build Up Savings Instead of Paying Down Debt?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/">Is Now Really the Time to Build Up Savings Instead of Paying Down Debt?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
			<wfw:commentRss>http://www.peakpersonalfinance.com/is-now-really-the-time-to-build-up-savings-instead-of-paying-down-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Debt Management vs. Debt Settlement</title>
		<link>http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/</link>
		<comments>http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 17:28:26 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Debt consolidation]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1764</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/">Debt Management vs. Debt Settlement</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/">Debt Management vs. Debt Settlement</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/">Debt Management vs. Debt Settlement</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/debt-management-vs-debt-settlement/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>10</slash:comments>
		</item>
		<item>
		<title>Why Closing a Credit Card Account Can Affect Your Credit Score</title>
		<link>http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/</link>
		<comments>http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 14:09:51 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Credit score]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest rate]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1540</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/">Why Closing a Credit Card Account Can Affect Your Credit Score</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/">Why Closing a Credit Card Account Can Affect Your Credit Score</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/">Why Closing a Credit Card Account Can Affect Your Credit Score</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/why-closing-a-credit-card-account-can-affect-your-credit-score/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>No Interest for 12 Months? Watch Out: It&#8217;s Deferred</title>
		<link>http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/</link>
		<comments>http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/#comments</comments>
		<pubDate>Mon, 19 Jul 2010 14:13:53 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Credit (finance)]]></category>
		<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Savings account]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=1296</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/">No Interest for 12 Months? Watch Out: It&#8217;s Deferred</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/">No Interest for 12 Months? Watch Out: It&#8217;s Deferred</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/">No Interest for 12 Months? Watch Out: It&#8217;s Deferred</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/no-interest-for-12-months-watch-out-its-deferred/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Does Your Credit Card Cover Rental Car Damage?</title>
		<link>http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/</link>
		<comments>http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/#comments</comments>
		<pubDate>Mon, 14 Jun 2010 14:06:40 +0000</pubDate>
		<dc:creator>Miranda Marquit</dc:creator>
				<category><![CDATA[Credit and Debt]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Car rental]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Damage waiver]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Insurance policy]]></category>
		<category><![CDATA[Vehicle insurance]]></category>

		<guid isPermaLink="false">http://www.peakpersonalfinance.com/?p=938</guid>
		<description><![CDATA[<p><a href="http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/">Does Your Credit Card Cover Rental Car Damage?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/' rel="nofollow">[Read More]</a></p><p><a href="http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/">Does Your Credit Card Cover Rental Car Damage?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a></p>
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/">Does Your Credit Card Cover Rental Car Damage?</a><br/><br/>Post from: <a href="http://www.peakpersonalfinance.com">Peak Personal Finance</a>>>> <a href='http://www.peakpersonalfinance.com/does-your-credit-card-cover-rental-car-damage/' rel="nofollow">[Read More]</a></p>]]></content:encoded>
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		<slash:comments>4</slash:comments>
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