Hello and welcome to the February 25, 2009 edition of the Personal Finance News Carnival.  Once again we have a super selection of personal finance articles that were submitted from many different personal finance blogs discussing the topics of: Credit and Debt, Education, Investing, Real Estate, and Saving.  Enjoy, and please share with others!

Credit and Debt

Credit Card Addict presents What to Do if Your Credit Card or Wallet is Stolen posted at CreditAddict.

Josanne Anthony presents Money I’m Entitled To Throw Away posted at Brilliant Babblings.

Mr Credit Card presents Bad Credit Credit Cards Fees posted at Ask Mr Credit Card, saying, “An introduction to credit cards for people with bad credit.”

Raj Patel presents Automatic Bill Payers Beware of Credit Card Issuers posted at DebtGoal.

Adam presents Why this Financial Crisis is not Over: Assesing Debt, Dollars, Gold, and Greed posted at Pimp My Trade, saying, “An article assessing the current financial crisis, debt, and how to solve the economic problems.”

Ella Moss presents New Economy, or Buy American, Stupid! « Zodiac Times posted at Zodiac Times, saying, “So, the new stimulus package is passed, hopes are up, markets are down, and recession deepens. Everyone is blaming the housing market, unscrupulous bankers and inept previous administration.
But very few seem to understand the true roots of our woes, and how deep our economic problems go.”

Raj Patel presents Understanding Your Credit Report posted at DebtGoal.

Mr Credit Card presents American Express Membership Rewards Review posted at Ask Mr Credit Card.

Education

Brian McKay presents What’s in the Stimulus Bill for You? posted at MonitorBankRates.com, saying, “We have listed all the benefits for individuals in President Obama’s stimulus bill that was just passed.”

keevisr presents Personal Loans – Guide posted at Loan Info Central, saying, “Nowadays we no longer have to wait until we buy or do what we want. The personal loans sector in the UK today is packed full of many different types of loans that can be used for virtually any purpose.”

Carrie presents Learning About Investing as a Child posted at Less is More.

Kathryn presents 15 Good Things That Have Come Out Of The Bad Economy posted at Kathryn Vercillo on HubPages, saying, “Some thoughts on why we can stay positive despite the downturn in the economy.”

Dividend Tree presents Ignore Smaller Ones at Your Peril | Dividend Tree posted at Dividend Tree, saying, “In our quest for looking at every issue as being “big”, we fail to observe or do not see the smaller ones. The smaller ones (aspects, news, issues, situations, etc.) go unnoticed or are ignored with the tag of being insignificant.”

Investing

Investing School presents 30 Components of The Dow Jones Industrial Average Index posted at Investing School, saying, “Here’s a look at how the dow is calculated and what it means for investors like us.”

Pinyo presents What Is The Best Porfolio Rebalancing Strategy? posted at Moolanomy.

The Investor presents Coping with the guilt of losing money posted at Monevator.com, saying, “It’s important not to let your emotions overwhelm you when investing. Losses are as inevitable as gains – accept that, and move on, however natural it is to feel guilty.”

Nesher presents Internet Stock Trading for Beginners: 13 Advises for Bear Market Players posted at Internet Stock Trading for Beginners.

Investing School presents Beta and Alpha Returns for Us Sane Investors posted at Investing School, saying, “Beta and alpha calculations might be just the ticket for you to succeed in investing.”

Ricky presents Self-Directed IRA posted at Stock Tips, saying, “Self-directed IRA investing gives you much more freedom to be able to invest in areas other than the standard stocks, bonds, and mutual funds. Self-directed IRA investing is often an underrated tool that investors simply didn’t know they could use.”

VC presents Why the Market is a Mess posted at The Penny Daily, saying, “Why the stock market is doing so poorly as of the past week and when we can expect some stability in the market.”

Silicon Valley Blogger presents Zecco vs TradeKing: Which Online Stock Brokerage Account To Choose? posted at The Digerati Life.

Fred presents Gold ETF Funds posted at Gold Prices Today, saying, “Great overview on gold ETF funds. Gold ETF funds are great ways to invest in gold.”

The Smarter Wallet presents Charting Stock Movements With Fibonacci Trading Techniques posted at The Smarter Wallet.

Real Estate

nickel presents $8,000 Homebuyer Tax Credit posted at fivecentnickel.com.

Raily Arena presents Sell Your Home in a Jiffy posted at How to Sell Your Own Home.

C Richey presents First Time Home Buyer Tax Credit posted at Las Vegas Real Estate News, saying, “Stimulus bill tax credits explained”

Chris presents House-hunting expenses and how to minimize them (part 2) posted at Home I Own.

Raily Arena presents Tips That Will Get Your Home Sold Quicker posted at How to Sell Your Own Home.

Saving

Savings Toolbox presents How to Save Money on Healthcare if You’re Recently Uninsured posted at Savings Toolbox.

Money Tipper presents Limit on Savings Account Withdrawals posted at Money Tipper.

Dollar Frugal presents Valentines Day – 10 Days Away + A Call to Anti-Consumerism posted at Dollar Frugal.

MoneyNing presents First National Bank Omaha FNBO Direct Review posted at Money Ning, saying, “With this economy, every bit of interest helps. Get an online savings account to maximize those dollars.”

Steve Faber presents - How to Save Money on Car Insurance posted at DebtBlog, saying, “Great tips on how you can save money on one of your largest expenses.”

keevisr presents Unsecured loans – the top 5 benefits posted at Loan Info Central, saying, “Unsecured loans are available from a wide range of lenders these days, and these loans are available to both homeowners and non-homeowners.”

Chris presents Cost of Living Chart – Goa, India (in Rupees, Dollar and Euro) posted at nomad4ever.

MoneyNing presents Counter Intuitive Way of Lowering Your Spending posted at Money Ning, saying, “It might not make sense at first but it absolutely works! Curb your spending today.”

Destroy Debt presents More Grocery Shopping Saving Tips posted at Destroy Debt.

Malcolm Clarke presents Proper Financial Management posted at Mal255 – Poker Strategy, saying, “Proper guide to new age thinking for debt reduction and financial management.”

That concludes this edition. Submit your blog article to the next edition of the Personal Finance News Carnival using our carnival submission form.

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