Today at Peak Personal Finance, we’re once again looking at CDs. This time, we’re looking at TD Bank CD rates to show you the best offers at this institution.

There are several TD CD rates offers available and the best CD rates will probably depend on your situation and needs. All require a minimum $250 deposit to open and maintain without fees.

For a Basic CD, the TD Bank certificate of deposit rates are 0.65% APY for a 9 month term. Some branches will have more terms and offers individually as well.

No Catch CDs are popular and offer CD rates in 6 month terms, auto-renewing to another six months, with one penalty-free withdrawal allowed per term. The first six months yields 0.45% while the second gives 0.40% APY.

Step Rate CDs are also offered and becoming popular. These TD Bank CD rates are in 3 or 5 year terms with CD rates changing over time during the term. The 3 year term averages 1.08% APY with the first year giving 0.90%, the second 1.09%, and the third 1.24%. The 5-year term CD rates average 1.80% APY with the first year giving 0.75%, year 2 giving 1.00%, third year giving 1.74%, year four with 2.23%, and the fifth year with 3.20% APY.

Most of the TD Bank certificate of deposit rates listed here are also available as IRA investments as well. TD Bank is fully FDIC insured. If any of these CD rates appeal to you, lock yours in today as today’s best CD rates could change tomorrow.